California employers are required to carry workers’ compensation insurance or file with the state as being self-insured with proof of financial eligibility to be self-insured. The proper name for the insurance is workers; comp, not “workman’s comp” since it is equally available to female workers.
It is a misdemeanor to fail to carry workers’ compensation insurance and California can audit, fine, etc. any employer it believes may or may not be carrying it.
Employers are required by law to post information about what to do if an employee is injured on the job in a conspicuous place. The posting should include the name and contact information of the workers’ compensation insurance carrier.
Workers’ comp insurance applies to employees who are injured on the job or within the course and scope of their employment. Workers’ compensation statutes/laws provide guidelines for payment to injured employees and sets limits of monetary payments.
If an employer does not have workers’ comp insurance and an employee is injured during the course and scope of his/her work, and the employer is also not self-insured, the employee may sue the employer for all damages he/she can get in a regular personal injury lawsuit, including but not limited to, back and front pay, medical expenses, loss of benefits, pain and suffering, etc. Thus, a lawsuit against an uninsured employer can be very costly.
If you are an employee who has been injured or you are an employer whose employee was injured on the job and there is no workers’ comp policy in effect, call Law Office of Kristine S. Karila to discuss.
(949) 481-6909.
Copyright 2015 Law Office of Kristine S. Karila/Labor and Employment Attorney.
It is a misdemeanor to fail to carry workers’ compensation insurance and California can audit, fine, etc. any employer it believes may or may not be carrying it.
Employers are required by law to post information about what to do if an employee is injured on the job in a conspicuous place. The posting should include the name and contact information of the workers’ compensation insurance carrier.
Workers’ comp insurance applies to employees who are injured on the job or within the course and scope of their employment. Workers’ compensation statutes/laws provide guidelines for payment to injured employees and sets limits of monetary payments.
If an employer does not have workers’ comp insurance and an employee is injured during the course and scope of his/her work, and the employer is also not self-insured, the employee may sue the employer for all damages he/she can get in a regular personal injury lawsuit, including but not limited to, back and front pay, medical expenses, loss of benefits, pain and suffering, etc. Thus, a lawsuit against an uninsured employer can be very costly.
If you are an employee who has been injured or you are an employer whose employee was injured on the job and there is no workers’ comp policy in effect, call Law Office of Kristine S. Karila to discuss.
(949) 481-6909.
Copyright 2015 Law Office of Kristine S. Karila/Labor and Employment Attorney.
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